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Check my rate
Soft prequalification

Your best rate, found in two minutes.

See personalized personal-loan offers from vetted lenders. A soft credit check means nothing changes on your credit score — ever.

No hard inquiry No fees, no obligation
Sealed personal loan offer envelopes on a walnut desk, one being lifted by a hand

Your preview rate

6.24% APR

Term

5 yr

6.24%

Lowest preview APR

$30K

Typical loan amount

12

Vetted lenders compared

0

Credit score impact

How it works

Three steps to your rate.

01

Tell us your goals

Amount, use and timeline. Takes about two minutes, no account needed.

02

See your soft-match offers

A soft pull shows your likely rates without touching your score.

03

Choose and apply

Pick the offer that fits, then apply directly with the lender.

Compare before you commit

Slide the offers. Pick the best one.

Northbridge Credit Best fit

6.24%

APR from · $2,000–$50,000

  • No prepayment penalty
  • 2–7 year terms
  • Same-day funding
Harborline Bank

6.99%

APR from · $1,000–$35,000

  • Free credit consultation
  • 3–5 year terms
  • AutoPay discount
Meridian Lending

7.40%

APR from · $5,000–$40,000

  • Debt-consolidation focus
  • 2–6 year terms
  • Members-only rate

Representative offers for illustration. Your actual rate depends on lender underwriting.

What it's for

One loan, many reasons to make it work.

A personal loan can consolidate scattered debt, fund a renovation, or smooth out a big ticket item — often at a lower, fixed rate.

Debt consolidation

Combine cards into one fixed monthly payment.

Home improvement

Fund a remodel without tapping home equity.

Medical bills

Spread a large bill into predictable installments.

Big purchase

A wedding, vehicle, or move — on your terms.

Your data, protected

Security is the whole point.

Prequalification uses a soft inquiry that never affects your score. We never sell your data, and your information is encrypted in transit and at rest.

This is an independent comparison service. We may receive a referral fee from lenders when you apply, which is factored into the offers shown. Fees never change the rate you see.

Lending decisions, including rate, amount and approval, are made solely by each lender based on their own criteria. Prequalification does not guarantee a loan or a specific rate.

Equally Home Loans LLC (fictional) · Licensed in 50 states. APR shown is a starting point and may vary. See each lender for full terms.

Questions

Before you check your rate.

Does this hurt my credit score?+

No. Prequalification uses a soft credit inquiry, which lenders and score providers treat as having zero impact on your score.

How long until I know my rate?+

Most people see personalized offers within two minutes of entering a few details.

Do I have to apply?+

Not at all. Checking your rate is free and carries no obligation to borrow.

What if I'm not approved?+

Approval is always the lender's decision. Your prequalification shows likely offers, not a promise.

See your rate in 2 minutes

No impact to your credit score

Prequalify now