See personalized personal-loan offers from vetted lenders. A soft credit check means nothing changes on your credit score — ever.
6.24%
Lowest preview APR
$30K
Typical loan amount
12
Vetted lenders compared
0
Credit score impact
How it works
Amount, use and timeline. Takes about two minutes, no account needed.
A soft pull shows your likely rates without touching your score.
Pick the offer that fits, then apply directly with the lender.
Compare before you commit
6.24%
APR from · $2,000–$50,000
6.99%
APR from · $1,000–$35,000
7.40%
APR from · $5,000–$40,000
Representative offers for illustration. Your actual rate depends on lender underwriting.
What it's for
A personal loan can consolidate scattered debt, fund a renovation, or smooth out a big ticket item — often at a lower, fixed rate.
Debt consolidation
Combine cards into one fixed monthly payment.
Home improvement
Fund a remodel without tapping home equity.
Medical bills
Spread a large bill into predictable installments.
Big purchase
A wedding, vehicle, or move — on your terms.
Your data, protected
Prequalification uses a soft inquiry that never affects your score. We never sell your data, and your information is encrypted in transit and at rest.
This is an independent comparison service. We may receive a referral fee from lenders when you apply, which is factored into the offers shown. Fees never change the rate you see.
Lending decisions, including rate, amount and approval, are made solely by each lender based on their own criteria. Prequalification does not guarantee a loan or a specific rate.
Equally Home Loans LLC (fictional) · Licensed in 50 states. APR shown is a starting point and may vary. See each lender for full terms.
Questions
No. Prequalification uses a soft credit inquiry, which lenders and score providers treat as having zero impact on your score.
Most people see personalized offers within two minutes of entering a few details.
Not at all. Checking your rate is free and carries no obligation to borrow.
Approval is always the lender's decision. Your prequalification shows likely offers, not a promise.
See your rate in 2 minutes
No impact to your credit score